Merchant Requirements
  

Approved States

  • Alaska
  • Arizona 
  • California
  • Delaware
  • Idaho
  • Illinois 
  • Kansas
  • Kentucky
  • Missouri
  • Nevada
  • New Hampshire 
  • New Mexico
  • North Dakota
  • Oregon
  • Pennsylvania
  • South Dakota
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  
1. Merchant Must Be In Business For At Least 1 Year


2. Business Owner Must Have A 600+ FICO


3. Merchant Must Have Brick & Mortar Location


4. Merchant Must Be In An EasyPay Approved State


5. Merchant Must Be In An Approved Industry 


  
 

Approved Industries
  
Consumer Goods
  • Furniture (Indoor & Outdoor)
  • Bedding / Mattress
  • Jewelry
  • Appliances
  • Electronics
  • Exercise Equipment
  • Sport Equipment
  • Powersports
  • Bicycles
  • Pets & Pet Supplies
  • Musical Instruments 
  • Power Tools & Accessories
  • Firearms & Accessories
  • Outdoor & Survival Gear
  • Car Stereo & Alarms
  • Rims & Tires
Automotive Service
  • Auto Repair
  • Auto Body
  • Brakes
  • Transmission Repair
  • Tune Ups
  • Maintenance
  • Insurance Deductibles 

Medical Procedures
  • Cosmetic Dentistry
  • Dental Implants 
  • Orthodontics
  • LASIK / Vision
  • Plastic Surgery
  • Med Spa Services 
  • Tattoo Removal
  • Healthcare Devices 
 
 
  
Home Improvement
  • HVAC
  • Water Heaters
  • Water Treatment
  • Windows
  • Doors
  • Flooring
  • Plumbing
  • Siding
  • Landscaping
  • Small Remodels
  • Bath & Kitchen
  • Other Small Ticket Home Improvement Products And Services
RESTRICTED INDUSTRIES
  • Veterinary
  • Chiropractic
  • General Dentistry
  • Funeral
  • Hearing Devices
  • Bariatric Weight Loss
  • Future Services 
  • Vocational / Education
  • Legal Services
  • Bail Bonds
  • Auto Financing
  • Travel
  • Pawn Shops
  • Medical Tourism
  • E-commerce 
  

Program Details
   
  • 0% Interest For 90 Days Included On ALL Approvals
  • Program will approve an estimated 80% of applicants
  • Discount Rate to merchant is 2.99% FLAT for retail goods & 9.99% FLAT for medical services.  Loan Amounts from $1500 - $7500.
  • Online platform is integrated with instant decisions, online identity verification, and e-signatures.  With this sub-prime financing program, there is no need for document collection.
  • There is zero risk to merchants offering this program.  All loans are 100% non-recourse and are funded within 48 hours.
  • There is no setup fee, no monthly fee, no long-term contracts
  • There is no hardware, terminals, equipment, or downloads needed. All you need is the internet.
   
Click Chart To Enlarge
    
  

Enroll Today
    
  
  
EasyPay Finance Merchant Agreement
File Size: 1421 kb
File Type: pdf
Download File
  
Click "Download File" To Download The Merchant Agreement