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First Look Approval - Your Source For Customer Finance
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Enroll In Our EasyPay Finance Program

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Merchant Requirements
  


Approved States

  • Alaska
  • Arizona 
  • California
  • Delaware
  • Idaho
  • Illinois 
  • Kansas
  • Kentucky
  • Missouri
  • Nevada
  • New Hampshire 
  • New Mexico
  • North Dakota
  • Oregon
  • Pennsylvania
  • South Dakota
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  
1. Merchant Must Be In Business For At Least 1 Year


2. Business Owner Must Have A 600+ FICO


3. Merchant Must Have Brick & Mortar Location


4. Merchant Must Be In An EasyPay Approved State


5. Merchant Must Be In An Approved Industry 


  
 

Approved Industries
  


Consumer Goods
  • Furniture (Indoor & Outdoor)
  • Bedding / Mattress
  • Jewelry
  • Appliances
  • Electronics
  • Exercise Equipment
  • Sport Equipment
  • Powersports
  • Bicycles
  • Pets & Pet Supplies
  • Musical Instruments 
  • Power Tools & Accessories
  • Firearms & Accessories
  • Outdoor & Survival Gear
  • Car Stereo & Alarms
  • Rims & Tires
Automotive Service
  • Auto Repair
  • Auto Body
  • Brakes
  • Transmission Repair
  • Tune Ups
  • Maintenance
  • Insurance Deductibles 

Medical Procedures
  • Cosmetic Dentistry
  • Dental Implants 
  • Orthodontics
  • LASIK / Vision
  • Plastic Surgery
  • Med Spa Services 
  • Tattoo Removal
  • Healthcare Devices 
 
 
  
Home Improvement
  • HVAC
  • Water Heaters
  • Water Treatment
  • Windows
  • Doors
  • Flooring
  • Plumbing
  • Siding
  • Landscaping
  • Small Remodels
  • Bath & Kitchen
  • Other Small Ticket Home Improvement Products And Services
RESTRICTED INDUSTRIES
  • Veterinary
  • Chiropractic
  • General Dentistry
  • Funeral
  • Hearing Devices
  • Bariatric Weight Loss
  • Future Services 
  • Vocational / Education
  • Legal Services
  • Bail Bonds
  • Auto Financing
  • Travel
  • Pawn Shops
  • Medical Tourism
  • E-commerce 
  

Program Details
   


  • 0% Interest For 90 Days Included On ALL Approvals
  • Program will approve an estimated 80% of applicants
  • Discount Rate to merchant is 2.99% FLAT for retail goods & 9.99% FLAT for medical services.  Loan Amounts from $1500 - $7500.
  • Online platform is integrated with instant decisions, online identity verification, and e-signatures.  With this sub-prime financing program, there is no need for document collection.
  • There is zero risk to merchants offering this program.  All loans are 100% non-recourse and are funded within 48 hours.
  • There is no setup fee, no monthly fee, no long-term contracts
  • There is no hardware, terminals, equipment, or downloads needed. All you need is the internet.
   
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Click Chart To Enlarge
    
CLICK HERE TO VIEW ALL DETAILS ON PROGRAM
  

Enroll Today
    


Your browser does not support viewing this document. Click here to download the document.
  
  
EasyPay Finance Merchant Agreement
File Size: 1421 kb
File Type: pdf
Download File

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Click "Download File" To Download The Merchant Agreement
  

Who Is First Look Approval?

First Look Approval is a customer finance company that has a unique way of doing things. Our amazingly simple online financing platform is integrated with multiple lending programs, giving merchants and borrowers alike more options when it comes to financing. We have a diverse background in customer finance and work hard to educate our clients on how to correctly implement customer financing in their business.
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