First Look Approval Offers A Unique 
Approach To Business Lending

More Funding Solutions Available 

First Look Approval has partnered with multiple B2B lenders to provide our clients with a solution for all of their financing needs. Our B2B lending solutions are great for businesses that need help with cash flow, want to purchase equipment, or for businesses who need funding to grow. Because we've partnered with multiple lenders, you'll be given the best chance at receiving a competitive approval. We help our clients with start-up financing, working capital, asset based loans, micro loans, equipment financing, traditional lines of credit, and more.
 
 

Small Business Micro Loans
 
First Look Approval offers short-term business loans (not a merchant cash advance) ranging from $5,000 to $250,000 for a period of 3 to 18 months.  Daily repayment is made easy and seamless through ACH payments. We’ve additionally made the application process streamlined, FICO requirements low, and additional documentation light, making the entire process to be funded as simple as possible.
 

  
 
The Basics

Loan Size: $5,000 - $250,000

Terms: 3 - 18 Months
 
Payment: Daily Payments From Account Via ACH
 
Timing: Decisions In 1 Business Day, Funding In 2 Business Days
Eligibility

Business Must Be Generating Revenue For 1 Year
 
Business Must Be A US-Based Business With An Average Monthly Bank Balance Of $5k

Over 200 Different Industries Are Approved For Our Loans
 
A Wide Range Of Personal Credit Scores Are Approved. Cash Flow Is Valued More Than Credit.

 
 
Compared To Cash Advances

Cash Advances Aren't A Loan.  We Offer A True Loan With Fixed Interest Rates And Fixed Terms.

Our Loans Are Typically 50% Less Expensive Than A Cash Advance.

With Cash Advances You Have To Change Credit Card Processors...You Don't With Us.

There Are No Credit Benefits To Using A Cash Advance.  There Are Credit Benefits With Us.

Asset Based Loans
  
First Look Approval recognizes that well-­established companies, with existing bank relationships, still need a funding partner to provide the necessary working capital to fund a new project, expand through acquisition, or deliver on a new, large contract.  Our Asset Based Loan solution offers established companies an alternative financing option, and in many cases, an additional funding solution to their existing Line of Credit.

 
 
How Our Loans Work
 
  
Loan Amounts From $500,000 to $10,000,000
Collateral: Inventory, Machinery/Equipment, Accounts Receivable, Other Unencumbered Assets

Rates Vary 12% To 20%
Funding Process
 
Letter of Intent: Based on initial underwriting of borrower provided documents
 
Due Diligence: Cost Paid By Borrower
Funding: Funding Based On Commitment Letter
Time To Funding: Typically 4-8 Weeks
 
 
 
Advance Amounts
 
Accounts Receivable: Advance Up To 85%
 
Machinery/Equipment: Advance Up To 80%
Inventory: Varies By Category, Typically 40-60% Of Cost

Equipment Financing
 
  
Equipment Financing offers businesses the ability to update older equipment or obtain state‐of-the-­art equipment without significantly impacting cash flow.  More than 80% of all businesses use some form of equipment financing and with the rapid pace of new technologies coming to market, equipment financing helps businesses stay competitive!

 
 
Financing Options

100% Financing, $1 Buy-Out, FMV, etc.

Application Only, Receive Up To $75,000

Competitive Rates, Flexible Credit Requirements

Quick Financing Decisions
Benefits

Helps With Cash-Flow

Can Provide Tax Advantages

Allows You To Regularly Update Equipment

Conserve Capital, Equipment Leasing Doesn't Require An Outlay Of Cash.


 

Start-Up Financing
 
First Look Approval understands that obtaining financing to start a business can become both confusing and frustrating.  There is no “one-size-fits-all” solution available for startup financing, and for that reason First Look Approval has developed many lending relationships to allow for more funding options.  Whether you are trying to purchase a franchise, buy new equipment, build a prototype, pay for building improvements, or make a deposit on a lease, we have access to the capital you need.  We’ll spend time reviewing your personal credit, current financial situation, revenue projections, industry experience, and numerous other factors to correctly identity the best solution for your business and help you quickly navigate the funding process. 
 
 
  
Funding Options

Unsecured Business Financing 

Start-Up Equipment Leasing/Financing

401K Funding

Acquisition Finance
 
SBA Loans
 
Basic Requirements

Owners Credit Score Of 675+

Minimal Late Payments 

No Bankruptcies, Judgments, Unpaid Liens/Collections, Foreclosures
 

If The Owner Doesn't Meet The Qualifications Above, A Credit Partner Can Be Used To Support The Application.

We Aren't A Merchant Cash Advance Company
    

 
The loans we offer our clients are much more competitive when compared to similar merchant cash advance products.  Our loans are true business loans, with fixed interest rates and fixed terms.  Our loans will typically cost you about 50% less than a cash advance AND will additionally help with establishing and building business credit (cash advances will not provide any credit benefits).  For these reasons along with many others, we're proud to say that we are NOT a merchant cash advance company.

 
 
 
Currently Stuck In A Merchant Cash Advance?
   
  
 
WE CAN HELP!  We have the ability to buy you out of your current cash advance and place you into a better, fixed interest rate loan.  Our loans will not only help you save money, but will additionally help you build business credit and provide you with a fixed repayment schedule. Contact us today if you'd like us to look at your current cash advance and compare your terms with what's currently available through our lender network.  Most clients find that our competitive, fixed interest rate loans are a much better solution than a factor on their receivables.  We don't charge you anything upfront (we're paid through our lender only) and will help you step by step. Contact Us Today.


  
Find Out Why Our Clients Are Saying We're Refreshingly Different

 It Only Takes A Phone Call: 888-958-7477