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Credit Type Approved: SUPER PRIME ONLY
Min FICO Needed: 760 FICO Loan Amounts: $5,000 - $100,000 Loan Terms: 24 - 84 Months Interest Rates: 4.99% - 9.99% Instant Approval? YES Loan Origination Fee (To Borrower): 0% Time For Customer To Receive Funds: 1-5 Days States NOT Approved: Available In All 50 States Link To LightStream Website For More Details Notes: Consumers will need to have excellent credit to qualify for this loan. The average credit score approved is 780, showing that only customers with perfect credit will qualify. |
Credit Type Approved: Prime & Near-Prime
Min FICO Needed: 640 FICO Loan Amounts: $2000 - $35,000 Loan Terms: 36 or 60 Months Interest Rates: 6% - 36% Instant Approval? YES Loan Origination Fee (To Borrower): 2-5% Time For Customer To Receive Funds: 1-5 Days States NOT Approved: Iowa, Maine, North Dakota Link To Prospers Website For More Details Notes: Consumers with good and excellent credit will qualify for Prosper. While credit score is not the only factor considered for an approval, Prosper will approve more customers than a bank. |
Credit Type Approved: Near-Prime & Sub-Prime
Min FICO Needed: 550 FICO Loan Amounts: $1000 - $20,000 Loan Terms: 12 - 48 Months Interest Rates: 25% - 95% Instant Approval? YES Loan Origination Fee (To Borrower): 0% Time For Customer To Receive Funds: 1-5 Days States NOT Approved: Iowa, Maine, North Dakota, Wyoming, Colorado, Oklahoma, Pennsylvania, Vermont, Massachusetts Link To Avant Credit Website For More Details Notes: Consumers with less than perfect credit can qualify for a loan with Avant Credit. |
