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HelpCard Merchant Requirements

1. Merchant Must Be In Business For At Least 2 Years (This Requirement Can Be Waived If Business Owner Has Personal Credit Of 700+ FICO)


2. Business Owner Must Have A 600+ FICO (Regardless Of Number Of Years In Business)


3. Merchant Must Be In One Of The Following Industries:


 Consumer Goods & Other
  • Computer Purchase & Repair
  • Electronics
  • Sporting Goods
  • Water Ski Equipment 
  • Snowboard & Ski Equipment
  • Bicycles
  • Jewelry
  • Horse Tack
  • Farm Equipment Sales/Rental
  • Clothing & Apparel
  • Landscaping Services
   
 Automotive 
  • Auto Repair
  • Auto Body
  • Brakes
  • Transmission Repair
  • Tune Ups
  • Maintenance

Medical Procedures
  • Dental
  • Orthodontics
  • Veterinary
  • Chiropractic
  • Plastic Surgery
  • LASIK / Vision
  • Dermatology
  • Bariatric
  • Hair Restoration
  • Women's Services
  • Laser Cosmetic Services
  • Male Sexual Health 
  • Med Spa Services 
 
Professional Services
  • Online Training Schools
  • Real Estate Programs
  • Any 3 Month Or Less Schooling
     
Home Improvement
  • Carpeting / Flooring / Tile
  • Kitchen & Bath
  • Plumbing / HVAC
  • Electrical
  • Roofing
  • Windows
  • Decks
  • Remodeling
  • Painting
  • Draperies
  • Landscaping

Who Is First Look Approval?

First Look Approval is a customer finance company that has a unique way of doing things. Our amazingly simple online financing platform is integrated with multiple lending programs, giving merchants and borrowers alike more options when it comes to financing. We have a diverse background in customer finance and work hard to educate our clients on how to correctly implement customer financing in their business.
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