Jewelry Financing

Jewelry Financing Program

Whether your customer is looking to make a purchase for a special occasion or just to show that special someone how much they care, don’t let their inability to pay upfront stop them from making the purchase they want today. Help your customers purchase exactly what they are looking for at a monthly price that fits within their budget. With attractive rates, a simple process, and 0% interest offers; it's a true win-win situation.

Our jewelry financing program gives jewelry companies the ability to sell affordable payments, attract more customers, and grow sales. Featuring many unique benefits, our financing helps you attract more customers by giving your customers an affordable way to pay for your jewelry. Our financing program gives you the ability to break down your total price into affordable monthly payments, allowing you to appeal to those customers who may not be able to afford the full cost of your product today. If you don’t currently offer an attractive finance program, customers are likely choosing a jewelry company that does. Our finance program provides you with the ability to offer your customers the purchasing power they need to buy the jewelry they want today. With competitive rates and fast payment turnaround times, you're able to carry on business as usual while providing a finance program that will help you increase sales. Learn more about our jewelry finance program below.

What Are The Details?

Easy, Online Application Platform That Gives
Credit Decisions Instantly. Completing Customer Contracts Is Fast, Easy & Painless.

Online System Is Integrated With Electronic Signatures, Simplifying The Contract Signing Process and allowing for our process to be 100% Electronic.

Multiple Lenders Are Integrated Into One Platform, Allowing More Approvals For Your Business. Our Lenders Will Approve Prime, Near-Prime And Even
Sub-Prime Borrowers.

There Are Many 0% Interest Promotional Offers Available To Borrowers. Merchants Can Select Which Promotional Offers They Wish To Participate In On A Loan By Loan Basis.

Easily Integrate Our Financing Online Into Your Website Or E-Commerce Shopping Cart! Offering Financing Online Will Increase Conversion Rates!

No Software, No Hardware, No Terminal, No Downloads, and No Equipment To Buy. All You Need Is An Internet Connection!

Low Borrower Interest Rates Starting At 6.00%. All Interest Rates Are Fixed, Allowing For A Consistant, Affordable Monthly Payment That Never Increases.

Competitive Merchant Discount Rates, Absolutely No Risk To You Or Your Business. Our Program Should Be Used As A Way To Increase Cashflow.

There Is No Minimum Loan Amount, Loan Amounts Can Go Up To $35,000. Loan Terms Can Be Extended Up To 60 Months.

No Document Collection Needed To Complete Loans. Our Process Is 100% Online, Meaning You Won't Have To Collect Pay Stubs, Bank Statements, or a Photo ID.

Superior Customer Service And Support. We Additionally Work One On One With Your Staff To Ensure Our Program Is Implemented Successfully.

No Merchant Requirements! Every Business, Regardless Of Industry Type Or Years In Business, Qualifies For Our Basic Finance Program.

Why Should You Choose To Work With Us?

Our Finance Programs Will Help Grow Your Business

Consumers in today's economy are much smarter with how they spend their money, making it important for businesses to adapt and offer alternative payment options. Use our programs to break down your total purchase price into affordable monthly payments. Doing this will help you appeal to more customers and allow more people to say "Yes" to your recommended jewelry products. We even give our clients the ability to offer different 0% interest promotional offers, a huge selling tool helping you close customers that would have otherwise not moved forward with your business!

Our Finance Programs Are Offered To You 100% Risk Free

We think that says it all. Our programs are offered to our clients 100% Risk Free...THERE IS NO CATCH! You have absolutely no risk on your customers ability to repay back their loan. Once you sell your product or provide your service, we fund you directly and your done. That's it! You'll have nothing to worry about down the road.

Our Finance Programs Will Approve More Customers

Our financing programs were built to approve Prime, Near-Prime and even Sub-Prime applicants for financing. With big banks tightening their lending guidelines and approving only the perfect applicants (typically customers with a 700 or better credit score), more and more businesses are finding themselves at the mercy of the bank. Thankfully, our programs are different. With us, you'll take comfort in knowing that those customers with less than perfect credit are still given the opportunity for an approval.

Our Finance Programs Can Be Easily Integrated With Any Website

First Look Approval's website integration options gives businesses the ability to offer financing to their customers online. Advertise affordable monthly payments to your online visitors and watch your conversion rates increase as you convert more "browsers" into "buyers." We'll help setup a simple application for your website that will allow customers to easily apply for financing. You'll be notified of all application submittals and their approval decision, helping you to then follow up with clients to close the sale. Advertising and offering affordable monthly payments online will help make your product more affordable for those customers who can't afford to pay the full price today.

Interested in learning more about our Jewelry Financing Programs? Want to speak to one of our consultants about your current financing solution to see how ours will compare? Regardless of why you wish to speak with us, we're excited about the opportunity to help. Please complete the contact form below and a professional from our team will be in touch with you shortly. We look forward to speaking with you soon. Thanks for your interest in First Look Approval!

Submit To Be Contacted By A Free Consultant

Your First Name:

Your Last Name:

Title:

Company:

Email:

Website:

Phone:

Annual Sales Revenue

Average Transaction Amount

Years in Business

Currently Offer Financing?

Monthly Finance Volume

What Finance Companies Do You Partner With?

Estimated # of Finance Opportunities a Month

Industry

Primary Offering Within Consumer Goods

Secondary Offering Within Consumer Goods

Primary Offering Within Powersports

Secondary Offering Within Powersports

Primary Offering Within Home Improvement

Secondary Offering Within Home Improvement

Primary Offering Within Medical Services

Secondary Offering Within Medical Services

Primary Offering Within Medical Devices

Secondary Offering Within Medical Devices

Have Additional Products or Services You Sell? If So, Please List Them Here

Please Describe Your Industry & Service(s)

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Frequently Asked Questions

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Who is First Look Approval?

First Look Approval is a consumer finance company that offers a real time decision engine to both brick & mortar and e-commerce merchants, giving them the ability to offer their customers instantaneous financing options. Several lending programs are integrated into First Look Approval’s loan platform, giving merchants and borrowers alike more options when it comes to customer financing. First Look Approval is dedicated to using and developing the latest technology and is continually working to make the process for completing customer applications as easy and painless as possible.

How easy is it for my customers to apply?

Applying for a loan with First Look Approval is fast and easy! You can apply using a computer, tablet, or even a smart phone. All you and your customer need to apply is an Internet connection! Applications can either be submitted by a member of your staff through the online merchant portal, or customers can apply from home with a variety of borrower application links. Our program also features instant credit approvals, meaning you and your customer will know our credit decision within just seconds. From start to finish, our process to complete loans is fast and easy for both you and your customers.

Can you approve more loans than my current financing company?

We work with a variety of lenders (major banks, peer to peer lenders and consumer credit companies) to help approve as many customers as possible. If our finance program is implemented as a first look program, you will experience significantly more approvals than a traditional Big Bank option. Our goal is to provide you with an approval for every situation possible so your customer can move forward with their purchase.

What kind of support do you provide?

Aside from ongoing support with daily loan applications, our friendly staff can assist you with office training, marketing materials and ideas, and can even teach you how to effectively offer financing to your customers. If you’ve never offered financing before, we would love to share our expertise! You won't find the kind of hand holding support we offer our clients with a similar Big Bank finance program!

What do I need to get started?

Getting started is easy! All you need to do is contact us by either entering one of our web forms or calling us directly at 888-958-7477. If someone has referred you to us, please indicate who that someone is when you contact us. After you’ve spoken to someone from our team, you can expect to be enrolled into the program within 5 business days.

How do I get paid?

Depending on the credit offer that your customer received and opted for, settlement time will vary according to the issuing banks’ practices. For the basic program, customers are paid directly and are ACH’d the money within 5 business days. If you activate the enhanced program, funding will go directly to you via ACH within 5 business days for all lending programs. While funding times for each lender can vary, we find that funding typically happens within 48-72 hours.

How can I manage loans and see my transactions?

As soon as you are up and running, using your login and password, you will be able to access our back office portal and see your transactions in real time. This portal provides our merchants with state-of-the-art statistical analysis tools.

What if my customer doesn’t pay their bills?

If your customer delays payment or defaults for financial reasons, the business is not held responsible as long as procedures are followed when processing the transaction. All of our programs are non-recourse and are offered with no risk to the business.

Does the customer have to have good credit?

Most of First Look Approval’s financing programs have a general FICO requirement of 600 and above. We additionally have sub-prime programs that can go as low as 550 FICO. To learn more about the basic requirements for an approval, please contact us at 888-958-7477.

How easy is it to add First Look Approval to my website?

Adding First Look Approval to your website can literally be done within minutes. Should you choose the light integration option (the basic integration), First Look Approval will send you its marketing icons, buttons and banners. Simply select the icons you like and add them to your website pages. For a more comprehensive and interactive solution, you will be required to implement our API (the enhanced integration). This integration is recommended for webshops with an in-house development team. You will need to add one POST call to submit the loan request, and implement two postback handlers to receive updates about loan requests and customer address data.

Find Out Why Our Clients Are Saying We're Refreshingly Different

It Only Takes A Phone Call: 888-958-7477