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Sub-Prime Financing Program


 
Have a great primary financing source but need a solution for those with less than perfect credit? Look no further than our sub-prime financing program. Designed to be used as a secondary source to big bank solutions, our program will help you provide financing options to the customers who can’t get approved the first time around.  

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 Benefits + Features

 
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Excellent Approval Rates.  Our Sub-Prime Financing Programs Will Approve Up To 80% Of Your Customers!  
   
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Easy To Use Online Application With Instant Credit Decisions, Online ID Verification, And Electronic Signature Capabilities.  There Is No Additional Equipment Needed For This Program.

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Larger Loan Amounts Approved.  With Our Sub-Prime Financing Program You'll Have Access To A Maximum Loan Amount Of $4000 For Consumer Goods And $7500 For Medical.
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Extremely Low Discount Rates To The Merchant. Our Sub-Prime Financing Program Features A FLAT 2.99% Discount For Consumer Goods And A FLAT 9.99% Discount For Medical.

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100% Non-Recourse Loans.  Our Program Gives Merchants A No Risk Finance Option For Their Customers. 
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Guaranteed 90 Day Same As Cash (SAC) Included On All Customer Approvals.

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No Application Fee Or In-Store Deposit Required For The Customer.  Our Program Is Designed To Allow More Customers The Ability To Say "Yes" To Financing.
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No Document Collection Needed.  Unlike Most Sub-Prime Financing Programs, Our Program Is 100% Electronic And Requires No Additional Documents To Be Collected (Like Pay Stubs).


 
How Our Sub-Prime Financing Program Works

  
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Approved Industries
 

    

Consumer Goods
  • Furniture (Indoor & Outdoor)
  • Bedding / Mattress
  • Jewelry
  • Appliances
  • Electronics
  • Exercise Equipment
  • Sport Equipment
  • Powersports
  • Bicycles
  • Pets & Pet Supplies
  • Musical Instruments 
  • Power Tools & Accessories
  • Firearms & Accessories
  • Outdoor & Survival Gear
  • Car Stereo & Alarms
  • Rims & Tires

 Automotive Service
  • Auto Repair
  • Auto Body
  • Brakes
  • Transmission Repair
  • Tune Ups
  • Maintenance
  • Insurance Deductibles 

Elective Medical Procedures
  • Cosmetic Dentistry
  • Dental Implants 
  • Orthodontics
  • LASIK / Vision
  • Plastic Surgery
  • Med Spa Services 
  • Tattoo Removal
  • Healthcare Devices 
 

RESTRICTED INDUSTRIES
  • Veterinary
  • Chiropractic
  • General Dentistry
  • Funeral
  • Hearing Devices
  • Bariatric Weight Loss
  • Future Services 
  • Vocational / Education
  • Legal Services
  • Bail Bonds
  • Auto Financing
  • Travel
  • Pawn Shops
  • Medical Tourism
  • E-commerce 
  

Find Out Why Our Clients Are Saying We're Refreshingly Different

Who Is First Look Approval?

First Look Approval is a customer finance company that has a unique way of doing things. Our amazingly simple online financing platform is integrated with multiple lending programs, giving merchants and borrowers alike more options when it comes to financing. We have a diverse background in customer finance and work hard to educate our clients on how to correctly implement customer financing in their business.
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