Vocational Financing Program
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Our vocational financing program gives educational companies the ability to sell affordable payments, attract more students, and grow sales. Featuring many unique benefits, our vocational financing program helps you attract more students by giving your students an affordable way to pay for your educational program. Our vocational financing program gives you the ability to break down the total cost of education and training into affordable monthly payments, allowing you to appeal to those students who may not be able to afford the full cost of the program today. If you don’t currently offer an attractive financing option, students are likely choosing an educational program that does. Our vocational financing program provides you with the ability to offer your students the purchasing power they need to purchase the education they need today. With competitive rates and fast payment turnaround times, you're able to carry on business as usual while providing a program that will help you increase sales. Learn more about our vocational financing program below.
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Why Should You Choose To Work With Us?
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Our Finance Programs Offers An Easy Platform With Instant Credit Decisions And E-Signatures
What does this all mean? Instant Credit Decisions gives you an answer on all submitted loan application in just SECONDS. No more waiting around for approvals, you'll have the answer you need right away, helping you close deals on the spot. E-signatures allow for our program to be done 100% online, without the need to print documents for signature. Our instant process makes completing a loan application as easy as completing a credit card transaction. You can even complete the entire loan process from just your tablet computer! |
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Our Finance Programs Will Help Grow Your Business Consumers in today's economy are much smarter with how they spend their money, making it important for businesses to adapt and offer alternative payment options. Use our program to break down your total purchase price into affordable monthly payments. Doing this will help you appeal to more customers and allow more people to say "Yes" to your recommended product or service. We even give our clients the ability to offer different 0% interest promotional offers, a huge selling tool helping you close customers that would have otherwise not moved forward with your business! |
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Our Finance Programs Are Offered To You 100% Risk Free We think that says it all. Our programs are all offered to our clients 100% Risk Free...THERE IS NO CATCH! You have absolutely no risk on your customers ability to repay back their loan. Once you sell your product or provide your service, we fund you directly and your done. That's it! You'll have nothing to worry about down the road. |
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Our Finance Programs Have Multiple Lenders, Allowing Us To Approve More Customers For Financing Our financing programs are integrated with multiple lenders, allowing us to approve Prime, Near-Prime and even Sub-Prime applicants for financing. With big banks tightening their lending guidelines and approving only the perfect applicants (typically customers with a 700 or better credit score), more and more businesses are finding themselves at the mercy of the bank. That's why we've developed a "waterfall system of lenders", where you only have to submit one customer application into our system to have multiple lenders fight to give you the most competitive approval! |
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Our Finance Program Can Be Integrated With Your Website For Online Sales First Look Approval's online shopping cart program gives companies the ability to integrate financing options into their online website. This allows you to advertise and offer affordable payment plans as an additional payment option. Offering affordable monthly payments online will help make your products more affordable for customers who can't afford to purchase your product today. |
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Contact Us Today
Interested in learning more about our Vocational Financing Programs? Want to speak to one of our consultants about your current financing solution to see how ours will compare? Regardless of why you wish to speak with us, we're excited about the opportunity to help. Please complete the contact form below and a professional from our team will be in touch with you shortly. We look forward to speaking with you soon. Thanks for your interest in First Look Approval!
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Frequently Asked Questions
Who is First Look Approval?First Look Approval is a consumer finance company that offers a real time decision engine to both brick & mortar and e-commerce merchants, giving them the ability to offer their customers instantaneous financing options. Several lending programs are integrated into First Look Approval’s loan platform, giving merchants and borrowers alike more options when it comes to customer financing. First Look Approval is dedicated to using and developing the latest technology and is continually working to make the process for completing customer applications as easy and painless as possible. How easy is it for my customers to apply?Applying for a loan with First Look Approval is fast and easy! You can apply using a computer, tablet, or even a smart phone. All you and your customer need to apply is an Internet connection! Applications can either be submitted by a member of your staff through the online merchant portal, or customers can apply from home with a variety of borrower application links. Our program also features instant credit approvals, meaning you and your customer will know our credit decision within just seconds. From start to finish, our process to complete loans is fast and easy for both you and your customers. Can you approve more loans than my current financing company?We work with a variety of lenders (major banks, peer to peer lenders and consumer credit companies) to help approve as many customers as possible. If our finance program is implemented as a first look program, you will experience significantly more approvals than a traditional Big Bank option. Our goal is to provide you with an approval for every situation possible so your customer can move forward with their purchase. What kind of support do you provide?Aside from ongoing support with daily loan applications, our friendly staff can assist you with office training, marketing materials and ideas, and can even teach you how to effectively offer financing to your customers. If you’ve never offered financing before, we would love to share our expertise! You won't find the kind of hand holding support we offer our clients with a similar Big Bank finance program! What do I need to get started?Getting started is easy! All you need to do is contact us by either entering one of our web forms or calling us directly at 888-958-7477. If someone has referred you to us, please indicate who that someone is when you contact us. After you’ve spoken to someone from our team, you can expect to be enrolled into the program within 5 business days. How do I get paid?Depending on the credit offer that your customer received and opted for, settlement time will vary according to the issuing banks’ practices. For the basic program, customers are paid directly and are ACH’d the money within 5 business days. If you activate the enhanced program, funding will go directly to you via ACH within 5 business days for all lending programs. While funding times for each lender can vary, we find that funding typically happens within 48-72 hours. How can I manage loans and see my transactions?As soon as you are up and running, using your login and password, you will be able to access our back office portal and see your transactions in real time. This portal provides our merchants with state-of-the-art statistical analysis tools. What if my customer doesn’t pay their bills?If your customer delays payment or defaults for financial reasons, the business is not held responsible as long as procedures are followed when processing the transaction. All of our programs are non-recourse and are offered with no risk to the business. Does the customer have to have good credit?Most of First Look Approval’s financing programs have a general FICO requirement of 600 and above. We additionally have sub-prime programs that can go as low as 550 FICO. To learn more about the basic requirements for an approval, please contact us at 888-958-7477. How easy is it to add First Look Approval to my website?Adding First Look Approval to your website can literally be done within minutes. Should you choose the light integration option (the basic integration), First Look Approval will send you its marketing icons, buttons and banners. Simply select the icons you like and add them to your website pages. For a more comprehensive and interactive solution, you will be required to implement our API (the enhanced integration). This integration is recommended for webshops with an in-house development team. You will need to add one POST call to submit the loan request, and implement two postback handlers to receive updates about loan requests and customer address data. |
It Only Takes A Phone Call: 888-958-7477