Whitebridge Financial Lender Details

Who Is Whitebridge Financial?

Whitebridge Financial provides diverse consumer finance and service solutions throughout the continental United States. Whitebridge is comprised of a team of professionals who have a combined experience of over 50 years in the finance industry. They have the capital and resources to meet large dealers’ volume and growth expectations, regardless of size or volume.

Whitebridge Financial provides a wider range of credit approvals, generating the highest acceptance rate possible; ultimately leading to increased cash flow for your business by expanding your customer base. Whitebridge Financial is focused is on being different from a traditional “super-prime only” financing source. Whitebridge has a unique underwriting process and proprietary credit models that allow them to accurately gauge and classify consumers’ risk; enabling them to approve more of your customers. When working with Whitebridge Financial, they'll become an extension of your business. Whitebridge Financial strives to provide the highest level of personalized service for both dealers and consumers alike.

Program Details

Loan Amounts from $1,000 - $20,000
Loan terms up to 36 Months
Quick ACH funding within 48 hours
0% interest promotions available for 6 and 12 months
No Prepayment Penalties
No Penalty APR

100% Risk Free, Non-Recourse Installment Loan Program
Approve applicants down to a 600 credit score
Online Application Portal With Instant Credit Decisions
Standard borrower APR is 17.99%
No Borrower Fees
Multiple Payment Options

Dealer Portal and Digital Documents

Whitebridge offers online approvals, couples with real-time electronic contract generation, as well as document tracking solutions thorough our online Dealer Portal. Our Dealer Portal enables clients to prepare electronic contracts, close sales, and execute agreements from anywhere in the continental US.

Whitebridge Digital Documents is our online platform that provides document preparation methods of executing credit agreements. Our Digital Docs process allows you to efficiently close deal and avoid inaccuracies.

Our Dealer Portal and Digital Documents Enable You to:

Streamline your sales process
Input customer applications
Receive an immediate decision
Communicate with Whitebridge
Calculate payments
Track approvals and contact status online, in real time
Lower your costs and improve accuracy
Virtually eliminate paperwork

Our Digital Document system enables you to close transactions digitally across the US.

Whitebridge Digital Documents offers several options that are flexible in order to meet your specific requirements.

You can prepare and print agreements for a manual signature,
You can prepare applications and contacts electronically, and email them to your customers for digital acceptance and digital signature.

Utilizing Whitebridge Digital Docs through our online Dealer Portal gives you the ability to track the flow of your credit applications and E-docs in real time.

When you choose Whitebridge, you streamline your sales process, reduce errors, and increase your sales volume.

Approved Industries

Consumer Goods
Medical Services
Medical Device
General Goods & Services
Beds & Bedding
Camping and Resorts
Career Development
Dental

Home Improvement
Jewelry
Funeral
Educational Programs
Furniture
Lasik
Orthodontics
And More...

Merchant Requirements

1. Merchant Must Be In Business For At Least 2 Years

2. Business Owner Must Have A 600+ FICO

3. Merchant Must Do At Least $5,000,000 Per Year In Gross Revenue

4. Merchant Must Have NO PRIOR BANKRUPTCIES