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Direct To Consumer Programs
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Highlights Of Our Direct To Consumer Financing Programs:
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PLEASE NOTE: For our "Direct To Consumer Programs," the consumer MUST be the one who applies for the loan. You, as the merchant, CANNOT complete the loan application for the consumer. The consumer MUST use their email address for all "Direct To Consumer Programs." MERCHANTS, DO NOT USE YOUR EMAIL ADDRESS WITH ANY OF THESE DIRECT TO CONSUMER LENDERS!!! If you wish to submit and complete loans on behalf of your customers, please see our "Direct To Merchant Programs." Failure to comply with this message WILL result in immediate termination.
Credit Type Approved: Prime ONLY
Min FICO Needed: 760 FICO Loan Amounts: $5,000 - $100,000 Loan Terms: 24 - 84 Months Interest Rates: 4.99% - 9.99% Instant Approval? YES Loan Origination Fee (To Borrower): 0% Time For Customer To Receive Funds: 1-5 Days States NOT Approved: Available In All 50 States Link To LightStream Website For More Details Notes: Consumers will need to have excellent credit to qualify for this loan. The average credit score approved is 780, showing that only customers with perfect credit will qualify. |
Credit Type Approved: Prime & Near-Prime
Min FICO Needed: 640 FICO Loan Amounts: $2000 - $35,000 Loan Terms: 36 or 60 Months Interest Rates: 6% - 36% Instant Approval? YES Loan Origination Fee (To Borrower): 2-5% Time For Customer To Receive Funds: 1-5 Days States NOT Approved: Iowa, Maine, North Dakota Link To Prospers Website For More Details Notes: Consumers with good and excellent credit will qualify for Prosper. While credit score is not the only factor considered for an approval, Prosper will approve more customers than a bank. |
Credit Type Approved: Near-Prime & Sub-Prime
Min FICO Needed: 550 FICO Loan Amounts: $1000 - $20,000 Loan Terms: 12 - 48 Months Interest Rates: 25% - 95% Instant Approval? YES Loan Origination Fee (To Borrower): 0% Time For Customer To Receive Funds: 1-5 Days States NOT Approved: Iowa, Maine, North Dakota, Wyoming, Colorado, Oklahoma, Pennsylvania, Vermont, Massachusetts Link To Avant Credit Website For More Details Notes: Consumers with less than perfect credit can qualify for a loan with Avant Credit. |
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Direct To Merchant Programs
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Highlights Of Our Direct To Merchant Financing Programs:
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